What Is A Partial Insurance Payout?

After filing an insurance claim, if your insurer opts to pay you directly (instead of paying the contractor making the repairs) they may choose to send you a partial insurance payout instead of a full payout. What does this mean? This means that the insurance company is giving you a partial amount up-front to start repair processes. They are holding off on any further payouts until more documentation or information is submitted to them.

What Should You Do With A Partial Insurance Payout Check?

Most likely, if you have received a payout check, then you have already  started the estimate for repair process with a repair company. This check is likely meant for you to pay the roofing repair company or whoever has been contracted to make repairs. Contact your insurance company to ensure there are not additional steps you need to take or if there is additional information they are waiting on.

How Do I know If My Insurance Check is a Partial Payout or an Underpaid Claim?

Insurance claims, payouts and repairs can get confusing. We at Red Dirt Construction always recommend having the help of a public loss adjuster that can assist you with your insurance claim process. The insurance company’s repair estimator and loss adjuster works for the insurance company; a public loss adjuster works for you as the policyholder. They can help with the insurance claim and payout process and can answer all your questions.

Red Dirt Construction – Your Arizona Roofing Repair and Replacement Specialists

At Red Dirt Construction, we offer Roofing Repair and Replacement Estimates and Construction Services in Arizona and New Mexico. We specialize in rural Arizona home and business roofing repairs. We are located in the White Mountains of Northern Arizona and specialize in roof claims in Navajo County, Apache County, Gila County, and Coconino County of Arizona. Contact Us Today for an Estimate!